LPT: If you're needing a 1 or 2 month extension on your mortgage/auto loan always give the rep a short term reason, example-car/home repair, medical expenses that have already passed and are cured. If you say unemployed or anything long term you will get

LPT: If you're needing a 1 or 2 month extension on your mortgage/auto loan always give the rep a short term reason, example-car/home repair, medical expenses that have already passed and are cured. If you say unemployed or anything long term you will get declined. * /r/LifeProTips

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