Does anyone have investing ideas for 2017? I am not soliciting professional advice, just opinions -- we got the tax bill for our winter taxes this week. They're not due until February. Are there advantages to paying them in this calendar year rather than the next? Really love this lady's blog. There is a lot of common sense here, and links to practical budgeting resources. I am talking about this stuff to my kids now, but never had any good understanding of it growing up. The financial fluency came slowly! I've alw... The leaders of Personal Finance thought you might also enjoy participating in Financial Independence, so they've made it a part of their community neighborhood! Check out the rest of Personal Finance community's neighborhood here. Some of us are fortunate enough to receive bonuses, and I think this is a popular time of year for it (my wife receives her bonus in June). When I was paying off some debt, I used to put 75% of non-paycheck money into debt repayment, 20% into a very tiny ... I like the way she made small changes to big effect. She avoided a lot of unplanned incidental spending, and sourced as much free fun as she could to stay happy while saving. Reading this, I feel motivated to look even more closely at where the small leak... I've been using this method for about a year now. The way it works is I create a wealth goal and assign a deadline to that goal. Then I divide the amount by years or months and find out what I have to bank every month to reach these goals. From there, I'm... I'm quite aware that this question represents that I've already failed at personal finance, but I really need somebody who understands how this stuff works to explain it to me - I can't get a straight answer from the internet or from calls with folks. So ... I love networthiq. It's helped me track out finances for several years now.