The leaders of Personal Finance thought you might also enjoy participating in Financial Independence, so they've made it a part of their community neighborhood! Check out the rest of Personal Finance community's neighborhood here. I am not soliciting professional advice, just opinions -- we got the tax bill for our winter taxes this week. They're not due until February. Are there advantages to paying them in this calendar year rather than the next?2 participating I like the way she made small changes to big effect. She avoided a lot of unplanned incidental spending, and sourced as much free fun as she could to stay happy while saving. Reading this, I feel motivated to look even more closely at where the small leak... Really love this lady's blog. There is a lot of common sense here, and links to practical budgeting resources. I am talking about this stuff to my kids now, but never had any good understanding of it growing up. The financial fluency came slowly! I've alw...3 participating I'm quite aware that this question represents that I've already failed at personal finance, but I really need somebody who understands how this stuff works to explain it to me - I can't get a straight answer from the internet or from calls with folks. So ... I've been using this method for about a year now. The way it works is I create a wealth goal and assign a deadline to that goal. Then I divide the amount by years or months and find out what I have to bank every month to reach these goals. From there, I'm...4 participating I love networthiq. It's helped me track out finances for several years now.